Walstine Financial Agency

"Dedicated to making your money grow and your future secure"

Welcome to the Walstine Financial Agency website, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports. You can also receive quotes for life insurance, disability, long term care and much more.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with a skilled professional to pursue your financial goals.

My vision is to empower individuals and families with effective financial solutions that guarantee protection, security and financial freedom.  The  year 2010 presented a special opportunity for individuals to take advantage of the tax-free benefits associated with properly structured life insurance products.  This new year, focus will continue to emphasize the advantages of Index Universal Life (IUL) products that allow for distribution of tax free income. We will also offer a software program designed  to significantly reduce the time to pay off  mortgage and credit card debt and a new college funding program..  

This website is designed to provide you with information on financial management; to help you learn more about the resources we use on your behalf  and to provide you fast, easy access to market performance data. I hope you take advantage of these resources and visit often. Be sure to add the site to your list of "favorites" in your Internet browser and be certain to tell your friends about this website. I frequently update the information, and I wouldn't want you to miss any developments in the area of personal or business finance.
                                                                                                 
Calculators

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

More Calculators →

Newsletters

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

HOT TOPIC: Debating the Debt Ceiling

There has been substantial debate in Congress over raising the ceiling on the national debt. Although many Americans could be adversely affected if Congress decided not to increase the debt ceiling, this is unlikely to happen.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

Help an Inheritance Help You

When Americans were asked what they would do with a large inheritance, 48% said they would save it; only 8% said they would spend it on things they've always wanted. Could the Great Recession be changing attitudes about money? There are some options to consider for those who expect to receive, or have already received, an inheritance.

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